3rd Party Collections Specialist

New
LCS Financial Services Corporation can only employ remote Collections Specialists who reside and perform their work in approved states.Full-TimeMiddle
Salary$18 – $22 / hour; Commission: Additional earning potential tied to performance.
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Job Details

Languages
Bilingual English/Spanish communication skills (preferred).
Experience
Minimum of 2 years of third-party debt collection experience.
Required Skills
Negotiation

Requirements

  • Have at least 2 years of third-party debt collection experience.
  • Demonstrate strong negotiation, persuasion, and conflict-resolution skills.
  • Show the ability to manage collection accounts and negotiate payment arrangements.
  • Have strong verbal communication, active listening, and telephone etiquette.
  • Demonstrate organizational skills and attention to detail.
  • Be able to work independently while contributing to team goals.
  • Have working knowledge of applicable debt collection laws and regulations.
  • Have a high school diploma or equivalent.
  • Maintain a professional, distraction-minimized remote workspace suitable for confidential customer conversations.
  • Have reliable internet connectivity sufficient to perform job responsibilities.
  • Remain available, responsive, and productive throughout scheduled working hours.
  • Preferred: experience in high-volume collections, familiarity with skip-tracing tools and collection management systems, settlement negotiation experience, and a record of meeting or exceeding collection goals.
  • Preferred: bilingual English/Spanish communication skills.

Responsibilities

  • Manage inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
  • Negotiate payment arrangements and settlement agreements based on borrowers' financial circumstances.
  • Use skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
  • Manage assigned account portfolios and prioritize collection activities to maximize recovery opportunities.
  • Work toward individual and departmental performance goals.
  • Maintain accurate and detailed account documentation.
  • Deliver professional, respectful customer interactions during difficult conversations.
  • Comply with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
  • Communicate consistently with management and team members while working remotely.
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$18 – $22 / hour; Commission: Additional earning potential tied to performance.
Apply Now