Credit Analyst III - Equipment Finance
New
N
Northwest BancsharesCommercial Lending
Remote - USAFull-TimeSenior
Salary not disclosed
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Job Details
- Experience
- 6-8 years
- Required Skills
- Financial analysis
Requirements
- Bachelor’s degree in business administration, accounting, management, finance, or a related discipline.
- 6-8 years of relevant commercial lending or credit administration experience, specifically in Equipment Finance.
- Proven ability to analyze complex credits accurately and efficiently.
- Experience lending to a wide variety of industries.
- Strong computer skills with proficiency in word processing and spreadsheet software.
- Ability to work with minimal direct supervision using independent judgment.
- Understanding of secured loan documentation and negotiation skills.
- Strong interpersonal and professional communication skills.
- Preferred knowledge in high-net-worth and corporate aircraft transactions.
Responsibilities
- Prepare timely credit analysis and recommendations evaluating strengths and weaknesses of credit actions.
- Engage in the Opportunity Memo process and actively participate on OM calls.
- Analyze financial statements, industry risk, loan structure, and market conditions to assess creditworthiness.
- Utilize financial spreading software and tools to evaluate cash flow and repayment sources.
- Conduct underwriting, identify credit risks, and prepare collateral coverage in narrative format.
- Work with credit approval teams to recommend credit structuring, documentation, and risk controls.
- Perform loan covenant testing and evaluate the financial condition of guarantors.
- Maintain data integrity within the underwriting platform.
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