Credit Analyst II - Healthcare/G&I
J
JobgetherCommercial Banking
Based in the United StatesFull-TimeMiddle
Salary$54,400–$111,500 annual base salary
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Job Details
- Experience
- At least 2 years of commercial banking experience.
- Required Skills
- Microsoft OfficeFinancial analysisRisk Management
Requirements
- Bachelor’s degree in Business Administration, Finance, Accounting, or a related field.
- At least 2 years of commercial banking experience.
- Strong understanding of financial and risk analysis, including financial modeling.
- Knowledge of commercial banking products, services, corporate structures, and legal documentation.
- Working knowledge of U.S. government regulations and the regulatory environment.
- Proficiency with internal banking applications and Microsoft Office.
- Strong verbal and written communication skills.
- Demonstrated critical thinking, problem-solving, and analytical capabilities.
- Attention to detail and accuracy.
- Ability to prioritize and manage multiple concurrent responsibilities.
Responsibilities
- Partner with Portfolio Managers on credit underwriting, portfolio monitoring, financial analysis, and other analytical activities.
- Perform critical analysis to identify risks, issues, documentation needs, and potential obstacles.
- Prepare risk-rating scorecards, tickler-event analyses, and recommend follow-up actions.
- Develop and use risk, projection, and Probability of Default (PD) models.
- Identify monitoring activities, verify financial covenants, update calculations, and track compliance.
- Review covenant compliance certificates and reporting to assess borrower performance.
- Prepare ALSR reports, Credit Approval Memos (CAMs), and renewals with increasing independence.
- Conduct portfolio analysis and prepare Portfolio Reviews for client meetings.
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