Underwriter
S
SanaHealthcare Insurtech
US-based remote locationsFull-TimeMiddle
Salary$85,000 - $115,000 base + equity per year
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Job Details
- Experience
- 3+ years
- Required Skills
- Data AnalysisMicrosoft Excel
Requirements
- 3+ years of underwriting experience, ideally with a focus on small groups and/or level-funded products.
- Strong understanding of health insurance pricing, risk assessment, and underwriting guidelines.
- Comfortable taking calculated risks to support business goals in a startup environment.
- Strong data analysis skills (e.g., Excel).
- Familiarity with underwriting automation tools or systems.
- Excellent communication skills with the ability to explain decisions to non-technical stakeholders.
- Ability to build strong working relationships across Sales, Actuarial, and other departments.
- Proactive mindset with experience in continuous improvement.
- Previous experience at an insurtech, carrier, or TPA focused on the small group market.
Responsibilities
- Evaluate employer group risk and determine appropriate pricing for level-funded plans.
- Collaborate with Sales to craft competitive proposals and win business without compromising profitability.
- Analyze risk factors and make informed, data-driven decisions balancing risk tolerance with growth goals.
- Help design and refine underwriting guidelines, processes, and tools as the company scales.
- Partner cross-functionally with Product, Actuarial, and Customer Success to continuously improve the end-to-end experience.
- Monitor underwriting outcomes and market dynamics to inform ongoing pricing and risk strategies.
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