Senior Credit Risk Analyst

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Requirements:

• Proven experience in credit risk reporting within a financial institution
• Experience in building credit risk machine learning models is nice to have
• Experience with Data Visualization tools to build dashboards
• Experience in loan loss forecasting, loss provision and predictive modelling would be an asset
• Experience with monoline lenders/Fintechs would be an asset
• Experience with cloud-based platforms such as AWS or GCP would be an asset
• Proficient in SQL, Python and Excel
• Experience with the use of alternative data or Non-Prime lending would be nice to have
• Strong analytical and problem-solving skills
• Intellectual curiosity and ability to learn quickly
• Clear and effective verbal and written communication skills
• The ability to manage and track multiple priorities

Responsibilities:

• Create weekly/monthly/quarterly reporting or dashboards of key financial and risk metrics at both product and portfolio level
• Build loss forecasting models
• Develop, maintain and implement credit risk models and strategies
• Conduct deep dive or ad-hoc analysis on data and make actionable recommendations
• Monitor performance of credit strategies and improve credit strategies by exploring new and alternative data sources
• Represent the credit risk function and work closely with key stakeholders (e.g., Product, Finance, Data, Engineering) to understand reporting needs and improve reporting