Head of New Credit Products

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Requirements:

• Ability to refine and implement a strategic vision for new credit products, aligning with business goals and market needs.
• Expertise in leading product ideation, development, and launch, ensuring ongoing optimization.
• Proficiency in budgeting, forecasting, and utilizing KPIs to drive product performance and profitability.
• Strong understanding of financial regulations to ensure compliance and risk mitigation.
• Ability to lead diverse, high-performing teams and collaborate effectively with internal and external stakeholders.

Responsibilities:

• Deliver maximum business impact in the New Credit Products business area by selecting the right problems to solve and ensuring effective execution.
• Lead the team and stakeholders through ideation, discovery, and delivery cycles to launch innovative consumer financing products that align with Bondora’s strategic objectives and market demands.
• Maintain a well-groomed product roadmap and delivery backlog, overseeing the entire product lifecycle from ideation to post-launch optimization and ongoing operations maintenance.
• Create business models and manage new credit product budgeting, forecasting, and financial performance, ensuring profitability and sustainable growth.
• Conduct comprehensive market monitoring and research to identify emerging trends, customer needs, and competitive dynamics to inform product strategy and development.
• Ensure all new products adhere to relevant financial regulations and compliance standards, mitigating legal and operational risks.
• Champion a user-centric approach in product design to deliver intuitive and engaging experiences that meet customer expectations.
• Establish key performance indicators (KPIs) for new products and continuously monitor their performance, implementing improvements as necessary to achieve business goals.
• Drive a high-performing new products team, fostering a culture of innovation, collaboration, and continuous improvement.
• Maintain clear and effective communication with internal and external stakeholders, fostering cross-functional collaboration between product, engineering, UI/UX, marketing, compliance, legal, and risk teams.