Product Manager (Consignado)
New
J
JobgetherFintech lending
Based in BrazilFull-Time
Salary not disclosed
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Job Details
- Required Skills
- SQLProduct ManagementSCRUMJiraAzure DevOps
Requirements
- Hold a bachelor's degree in Business Administration, Information Systems, Economics, Accounting, Engineering, or a related field.
- Have demonstrated professional experience in payroll-deductible lending (consignado) and loan registration (averbação).
- Know payroll-deductible lending operations, including credit granting, available-margin inquiries and reservations, loan registration, and loan administration.
- Have experience gathering, analyzing, structuring, and documenting functional business requirements.
- Translate business needs, operational processes, and regulatory requirements into actionable technology specifications.
- Product Manager, Product Owner, Product Specialist, Senior Business Analyst, or Functional Consultant experience is desirable.
- Experience with Server Consignados, eConsig, Neoconsig, or equivalent platforms is desirable.
- Knowledge of municipal, state, and federal public-sector consignado rules and processes is desirable.
- Experience with digital product development and familiarity with Scrum or Kanban are desirable.
- Experience with Jira, Azure DevOps, Confluence, Figma, or equivalent tools is desirable.
- Basic understanding of APIs, systems integration, and SQL is desirable.
- Postgraduate studies, an MBA, or product management or business analysis certifications are desirable.
Responsibilities
- Lead the conception and ongoing evolution of a digital platform for payroll margin management, credit granting, and loan registration across web and mobile.
- Serve as the primary business subject matter expert for payroll-deductible lending processes, operational requirements, business rules, and regulations.
- Define and document functional requirements for margin inquiries and reservations, loan registration, refinancing, portability, renegotiation, settlement, and cancellation.
- Map the needs of payroll authorities, financial institutions, public employees, retirees, and pension beneficiaries.
- Research the market and benchmark competing solutions to identify functionalities, trends, and opportunities.
- Collaborate with business and technology teams to define product scope, prioritize the MVP, and build the roadmap.
- Prioritize features, user journeys, and acceptance criteria with development and UX/UI teams.
- Clarify functional questions, validate business rules, and coordinate product development and functional acceptance testing.
- Support integrations with payroll management systems, financial institutions, and related platforms.
- Drive product improvements based on customer needs, regulatory changes, market developments, and business priorities.
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