Earnest

Earnest is a company that seeks innovative talent for its New Products division, currently looking for a Senior Software Engineer to join their team.

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📍 United States

🧭 Full-Time

💸 147000.0 - 183000.0 USD per year

🔍 Finance

  • 3+ years of experience in a data-driven finance role, with exposure to Capital Markets, securitization, trading, risk, or structured products.
  • Fluent in SQL and VBA (bonus points for Python or other programming languages).
  • Hands-on experience with BI tools like Looker, Tableau, or PowerBI.
  • Deep knowledge of financial modeling, fixed income products, bond math, and risk factors.
  • Strong communication skills—you're great at breaking down complex topics for senior leadership, cross-functional teams, and external partners.
  • Comfortable working in a fast-paced, high-stakes environment where adaptability and problem-solving are key.
  • Build and improve infrastructure by developing tools, models, databases, and reports that support pricing, valuation, and marketing of our products.
  • Contribute to the development of financial models that assess product value (unit economics) and support external investor engagement for securitized ABS or loan sales.
  • Work closely with internal teams (Data & Analytics, Lending, Product, Risk, Legal, Finance) to assess downstream impacts of Capital Markets activities.
  • Perform ad-hoc analyses and support strategic decision-making by senior management.
  • Report and monitor financial assets on-balance sheet, including ABS, loans, and hedge strategies.
  • Support hedge execution as needed and ensure compliance with internal risk protocols.
  • Assist in ABS issuance, loan sale partnerships, and related front-office activities, including preparing loan tapes, slide decks, and investor materials.
  • Manage relationships with third parties such as investment banks, rating agencies, auditors, and investors.
  • Participate in and organize due diligence processes, ensuring clear communication with external and internal stakeholders.
  • Stay on top of market trends to identify opportunities, optimize processes, and execute transactions that create value.
  • Enhance process efficiency to reduce costs and improve speed.

SQLData AnalysisExcel VBAVBARisk ManagementData visualizationFinancial analysis

Posted 9 days ago
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