Senior Underwriting Executive

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Requirements:

• 3-5 years of experience in the health insurance field, with a strong understanding of underwriting processes in HMO.
• Demonstrated strong skills and ability to drive cross-functional collaboration.
• Strong data literacy and data-driven decision-making skills.
• Familiarity with working alongside predictive data science models.
• Proven track record of maintaining ideal medical expense ratios and improving account profitability.
• Self-driven and autonomous, with a bias towards action.
• Intellectual curiosity and a proactive approach to problem-solving.

Responsibilities:

• Assess risk and determine pricing for B2B and B2C health insurance products in multiple emerging markets.
• Implement logical rules-based underwriting processes in alignment with industry best practices.
• Drive and maintain ideal medical expense ratios, ensuring profitability goals are met.
• Develop and execute strategic plans to improve profitability of underperforming accounts.
• Collaborate with data scientists to integrate predictive data science models into underwriting processes.
• Work closely with cross-functional teams, including sales, customer success, and clinical leadership.
• Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met.
• Foster a collaborative and team-oriented environment, promoting effective communication and cooperation.