Develop, maintain, and enhance revenue forecasting models, including drivers, scenarios, sensitivities, and long-range planning.
Manage lending portfolio balance and roll-forward models covering originations, repayments, prepayments, charge-offs, loss curves, delinquency trends, and credit-performance assumptions.
Partner with Credit, Product, Data, Accounting, Operations, and business leaders to improve forecast inputs and identify performance trends, risks, and opportunities.
Lead financial analysis for business planning, capital allocation, growth initiatives, pricing, product decisions, partnerships, and potential M&A.
Develop forecast narratives and communicate key drivers, variances, risks, and opportunities to senior leadership.
Prepare materials for executive, investor, and Board discussions.
Improve the scalability, transparency, governance, and documentation of financial models and planning processes.
Automate analyses and improve modeling workflows, including evaluating migration to platforms such as Anaplan or Pigment.
Mentor and develop finance team members.
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About Oportun
Oportun is a digital banking platform with a bold mission: empower 1.9 million members to achieve financial stability. You will help build intelligent borrowing, savings, and budgeting tools. Since inception, Oportun has provided over $21.3 billion in responsible credit. This work has saved members more than $2.5 billion in interest and fees. On average, members save over $1,800 annually. You serve individuals with limited or no credit history, often called the "credit invisible."
How We Work
Oportun embraces a remote-first, global team philosophy. We foster a diverse, equitable, and inclusive culture. Our team thrives on belonging and sharing varied perspectives. This inclusive environment directly supports our mission and performance. Employee resource groups actively nurture this culture. You will find a collaborative space where your contributions are valued.
Engineering at Oportun
You will help build the future of inclusive finance using cutting-edge technology. Our digital banking platform leverages AI and machine learning models. These models assess creditworthiness using alternative data sets. This approach extends financial access to those without traditional credit histories. We integrate with platforms like Apple, Google, Meta, and AWS for data orchestration. You will work with diverse technologies. This includes Cloudflare CDN, Google Font API, reCAPTCHA, and SSL by Default. Expect to tackle complex problems. You will craft scalable, compliant, and impactful financial solutions.
Why Join Us
Make a tangible difference by empowering underserved communities through financial inclusion.
Work with advanced AI and machine learning to solve complex credit assessment challenges.
Collaborate in a remote-first, inclusive environment that values diverse perspectives and belonging.
Drive product innovation in a public company setting with significant funding and growth potential.
Develop expertise in crucial areas like lifecycle marketing or fair lending analytics.