Underwriter/Account Executive – Fidelity and Crime

View full description

Requirements:

• Bachelor's degree preferred.
• Generally, 0-3 years insurance underwriting experience.
• Insurance carrier or broker experience in professional lines/crime is preferred but not required.
• High level of organizational skills, ability to establish priorities and meet deadlines.
• Strong negotiation skills.
• Must be open to day and overnight travel up to 25% of the time, to visit producers and insureds.

Responsibilities:

• Has accountability for risk selection/rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives).
• Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business.
• Interacts with producers/insureds, assists in marketing calls, and participates in underwriting/production calls.
• Interprets, explains, and markets products and services.
• Visits producers and principals, as well as attends industry or company events.
• Maintains a high level of customer service.
• Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options, and conditions, etc.).
• Prices business in accordance with company guidelines.
• Assesses risk quality and compliance within company guidelines.
• Makes recommendations on risks.
• Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
• Prepares effective internal and external communications on underwriting issues.
• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.