Sr Credit FP&A Analyst

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Requirements:

• Degree in Business Administration, Economics, Accounting, or a related field.
• Experience in credit areas, PDD, and MIS.
• Strong background in Financial Planning (FP&A) and accounting with a focus on credit.
• Practical understanding of credit and delinquency indicators (FPD, INAD, OVER, PDD, Roll-rates, WOs, ROI, etc.).
• Financial and accounting perspective for credit business.
• Familiarity with credit products such as CDC, Personal Loans, and Credit Card (unsecured loans).
• Proficient in spreadsheets and databases.

Responsibilities:

• Responsible for understanding business insights of credit indicators.
• Act as the focal point for reconciling management numbers with financial and accounting figures.
• Clarify movements of PDD in accounting with a business perspective.
• Conduct impact analyses and simulations for new products and credit policy changes.
• Project credit to support budgeting and revisions with the financial team.
• Liaise with Financial Planning, Accounting, and Product teams.