SBA Loan Underwriter

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Requirements:

• Must have a minimum of three to five years of underwriting experience in SBA lending or a related field.
• Bachelor's degree in Accounting, Finance, and/or equivalent experience preferred.
• Prefer strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis.
• Advanced working knowledge of accounting principles, tax return analysis and analytical interpretation of balance sheet and income statement analysis and cash flow.
• Strong oral and written communication skills in a commercial bank environment.
• Demonstrated effective customer service skills.
• Effective business writing and professional communication.
• Strong working knowledge of Microsoft Word and Excel.

Responsibilities:

• Conduct in-depth analysis of financial information to assist the bank in the loan decisioning process.
• Present analysis and recommendation to Loan Committee for a final decision.
• Collaborate with customers, Business Development Officers, and third-party providers to gather all necessary information to present an accurate and complete picture of the loan request.
• Maintain superior level of customer service with customers, bank employees and department members.