Senior Software Engineer (Payments)

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Requirements:

• 5+ years of professional experience as a software engineer (with a focus on payments/fintech)
• Extensive experience in developing and integrating with banking and card scheme protocols
• Experience in working with third-party APIs and integrating external financial services into backend systems
• Mastery in at least one programming language (e.g Kotlin, Java, Go, Scala, Rust)
• Deep understanding of relational and non-relational databases and distributed systems
• Strong grasp of SQL and relational data modelling
• Experienced with API design and development (e.g GraphQL, REST, RPC)
• Experience in designing and developing scalable, secure and reliable backend systems.
• Strong understanding of SDLC, software design principles, architectural and integration patterns
• Strong problem-solving skills and ability to analyze and debug complex software systems
• Excellent communication and collaboration skills, with the ability to work effectively in cross-functional teams.

Responsibilities:

• Design and develop Pluto’s flagship products and build complex, resilient payments infrastructure
• Play a pivotal role in architecting and building critical payment processing, ledgering, and financial reconciliation systems
• Architect and implement robust integrations with various payment rails and financial APIs
• Lead the development lifecycle of features and work streams from design to deployment
• Become a voracious problem solver who can tackle difficult issues on tight timelines, manage cross-functional dependencies and set an exemplary bar for engineering within the organization
• Write and maintain clean, maintainable and testable code, leveraging design patterns and architecture where appropriate
• Participate in code reviews, pair-programming sessions and provide constructive feedback to peers
• Develop a strong understanding of the domain and bring a deep product and design mindset while building solutions