Principal Software Engineer, Backend

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Requirements:

• 10+ years of experience in software engineering with at least 5 years of experience leading the technical direction of the organization or company
• Experience designing and building complex financial systems, particularly in the fintech domain
• Experience designing and implementing a coherent architecture that interacts seamlessly across multiple APIs and system boundaries.
• Extensive experience with cloud platforms and microservices architecture. AWS preferable
• Deep experience with building transactional systems using relational databases (e.g. MySQL, Postgres) or No-SQL databases (e.g. DynamoDB, MongoDB)
• Production experience with modern engineering and cloud tools
• Strong proficiency in modern programming languages (e.g., go, java) and frameworks
• Deep understanding of data security, compliance(e.g.PCI-DSS), and privacy regulations
• Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders.
• Strong analytical and problem-solving skills, with the ability to identify and resolve complex issues
• Strong sense of ownership, urgency, and drive
• Bachelor’s or Masters Degree in Computer Science, Computer Engineering, or a related field

Responsibilities:

• Define and drive the technical vision and architecture for the lending platform, ensuring alignment with business goals and industry best practices
• Lead the design and development of scalable, secure, reliable, and high-performance systems for both co-branded credit and non-card lending products
• Code some of the more complex parts of the system and, by example, create a center of coding excellence in the team.
• Collaborate with cross-functional teams, including product management, risk, compliance, and operations, to ensure cohesive and efficient delivery of the platform
• Architect end-to-end solutions for lending products, incorporating data security, compliance and performance optimization
• Evaluate and select appropriate technologies, frameworks, and tools to meet the platform’s requirements and future scalability
• Ensure the system design supports high availability, disaster recovery, and easy maintenance
• Lead the engineering teams through execution, ensuring adherence to coding standards, security guidelines, and best practices.
• Oversee the development process, including code reviews, testing, and deployment to ensure high-quality deliverables
• Foster continuous improvement and hold the team accountable for upholding the highest standards.
• Work closely with stakeholders to understand business requirements, translate them into technical specifications, and ensure their successful implementation.
• Mentor and guide engineering teams, fostering a culture of innovation, collaboration, and continuous learning
• Communicate effectively with executive leadership, and provide updates on project status, technical challenges, and strategic direction.
• Encourage a culture of innovation within the team, promoting experimentation and learning
• Identify opportunities for innovation and lead initiatives to enhance platform capabilities and competitive edge.
• Stay abreast of fintech industry trends, and regulatory changes impacting the lending landscape