Credit Risk Senior Manager

M
MQ Referrals OnlyFintech Credit
Remote, USAFull-TimeManager
Salary153,500 - 225,800 USD per year
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Job Details

Experience
8+ years
Required Skills
SQLData AnalysisMicrosoft Excel

Requirements

  • 8+ years building credit card risk and pricing programs
  • Experience in consumer and/or commercial underwriting
  • Full credit card lifecycle ownership experience
  • Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or related field
  • Expert in Excel and SQL modeling
  • Experience working cross-functionally with product, engineering, finance, compliance, and bank partners
  • Exceptional communicator able to translate complex credit concepts for executive audiences

Responsibilities

  • Own end-to-end credit strategy initiatives from framework design through implementation and ongoing monitoring
  • Build, review, and refine consumer and commercial credit card risk and pricing strategies
  • Adjust credit card policies based on portfolio performance and risk trends
  • Partner with data scientists to build best-in-class credit risk and cash flow models
  • Develop modern credit stacks and data strategies
  • Partner with capital markets on securitization structures, warehouse lines, and forward flow deals
  • Draft underwriting and risk documentation
  • Serve as a risk consultant to bank partners and customers
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153,500 - 225,800 USD per year
Apply Now