Credit Risk Senior Manager
M
MQ Referrals OnlyFintech Credit
Remote, USAFull-TimeManager
Salary153,500 - 225,800 USD per year
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Job Details
- Experience
- 8+ years
- Required Skills
- SQLData AnalysisMicrosoft Excel
Requirements
- 8+ years building credit card risk and pricing programs
- Experience in consumer and/or commercial underwriting
- Full credit card lifecycle ownership experience
- Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or related field
- Expert in Excel and SQL modeling
- Experience working cross-functionally with product, engineering, finance, compliance, and bank partners
- Exceptional communicator able to translate complex credit concepts for executive audiences
Responsibilities
- Own end-to-end credit strategy initiatives from framework design through implementation and ongoing monitoring
- Build, review, and refine consumer and commercial credit card risk and pricing strategies
- Adjust credit card policies based on portfolio performance and risk trends
- Partner with data scientists to build best-in-class credit risk and cash flow models
- Develop modern credit stacks and data strategies
- Partner with capital markets on securitization structures, warehouse lines, and forward flow deals
- Draft underwriting and risk documentation
- Serve as a risk consultant to bank partners and customers
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